ATM Cards

Having our ATM card is like having your own personal teller. It's there when you need it to complete a variety of transactions-without having to come directly to Henry State Bank . You can withdraw, deposit, or transfer funds any time of day, anywhere one of our many machines is located.

Fast and easy
Now there's no need to drive across town to get cash, deposit your paycheck, or transfer funds from one account to another. Visit one of our ATMs on your way to work or to shop. So, you can take care of your financial business, without taking a lot of time.

Worry free when you're out of town
No need to worry about running out of money when you're out of town. Your card can be used at many ATMs around the country-even around the world. Our ATMs use the STAR or Cirrus Network.

Safeguarded if lost or stolen
When you receive your ATM card, you'll also be assigned a personal identification number (PIN). It's added security against someone making transactions without your consent.

Apply for yours today
Start enjoying the convenience of your own ATM card today. To apply, just fill out an application at the bank.

Certificates of Deposit

• We have many CDs to fit your needs.
• Contact Henry State Bank for information on rates and terms.

IRA

• Reduce Taxes and Save for your retirement with one of our Retirement Plans for individuals. For more information, please call us at 309-364-2302.

MasterCard Debit Cards

• Get more buying power with a Debit MasterCard from Henry State Bank. Fill out an application at the bank today.

Money Market

• Our account designed for those wanting a higher interest rate with less monthly activity.
• Earn interest on your funds each month. The interest rate is variable and is subject to change from time to time.

NOW Accounts

• Requires a minimum deposit of $100.00.
• Must maintain a minimum balance of $1,000.00 to obtain APY.
• Monthly statements with check images.

Regular Checking Accounts

• No monthly service charge if you maintain an average daily balance of $500.
• Monthly statements with check images.
• Fee Free for Senior Citizens w/direct deposit and students.

Safety Deposit Boxes

• Safety Deposit Boxes are available in a variety of sizes .

Savings Accounts

• Our regular savings account is available to individuals as an investment vehicle.
• Maintain a $100 balance to earn the disclosed interest rate.
• Earn interest on your funds. The interest rate is variable and is subject to change from time to time.

Savings Bonds

• You can purchase and redeem savings bonds

Loan Services

Here at the Henry State Bank we offer a wide variety of Loan Products to serve all of our customers lending needs. Please Contact one of our Loan Officers today to inquire about any one of our many Loan Products and their current rates.

Personal Loans

• New Vehicle Loans
• Used Vehicle Loans
• Unsecured Loans

Agricultural Loans

• Ag Operating Lines of Credit
• Equipment Loans
• Farmland Loans

Real-Estate Loans

• Real Estate Purchase
• Real Estate Refinance
• Home Improvement Loans
• Construction Loans

Commercial Loans

• Business Operating Lines
• Equipment Loans
• Commercial Real Estate
• Rental or Investment Property