Services

ATM CARDS

Having a Henry State Bank ATM card is like having your own personal teller -

It's there when you need it to complete a variety of transactions, without having to come directly to the bank. You can withdraw, deposit, or transfer funds any time of the day anywhere one of our machines is located.

Fast and Easy

There's no need to drive across town to get cash, deposit your paycheck, or transfer funds from one acount to another. Vist one of our ATMs on your way to work or to shop. You can take care of your financial business without taking a lot of time.

Worry Free When You're Out of Town

No need to worry about running out of money when you're out of town. Your HSB ATM card can be used at many ATMs around the country with the STAR or Cirrus Network.

Safeguarded If Lost Or Stolen

When you receive your ATM card, you will also be assigned a personal identification number (PIN). This PIN is added security against someone making transactions without your consent.

Apply For Yours Today

Start enjoying the convenience of your own ATM card today. To apply, just fill out an application at the bank.


MasterCard Debit Cards

The Henry State Bank Debit card has all of the same conveniences as our ATM card with the added benefit of purchasing capabilities.

Buying Power

Your Henry State Bank Debit Card can be used for purchases anywhere in the Country that accepts MasterCard.

Apply For Yours Today

Start enjoying the convenience of your own Debit card today. to apply, just fill out an application at the bank.


Credit Cards

Henry State Bank now offers Credit Cards for Consumer or Business purposes - Apply today for the card you need from the bank you trust! Visa or MasterCard® options available. See a representative for full details.


Merchant Services

Merchant Services allows a business to have credit card and debit card transactions processed for payment. Please contact Henry State Bank for more information.


Certificates Of Deposit

We have many CD options to fit your needs and financial goals.


Individual Retirement Account (IRA)

We believe that saving for your future is important and an IRA can help you do just that.


Checking Accounts

Henry State Bank offers a variety of checking account products to meet your financial needs.

Personal Checking

  • No monthly service charge.
  • Monthly statements with check images.

NOW Accounts

  • Requires a minimum deposit of $1,000 and must maintain $1,000 to obtain stated APY.
  • No monthly service charge if you maintain an average daily balance of $1,000.
  • Monthly statements with check images.

Money Market Account

  • This account is designed for those wanting a higher interest rate with less monthly activity.
  • Requires a minimum deposit of $1,000 and must maintain $1,000 to obtain stated APY.
  • The interest rate is variable and is subject to change at our discretion.

Business Checking

  • No monthly service charge if you maintain an average daily balance of $500.
  • Monthly statements with check images.

Savings Accounts

Our regular savings account is available to individuals as an investment vehicle.

  • Requires a minimum deposit of $100.
  • The interest rate is variable and is subject to change at our discretion.

Safe Deposit Boxes

A Safe Deposit Box with Henry State Bank is a great way to store important documents.

  • Available in a variety of sizes to fit your needs.

Online Banking, Bill Pay And Mobile Banking

Looking for a convenient alternative to complete your banking needs? We offer convenience for you with our online services.

  • View latest account activity
  • Transfer funds between accounts
  • Pay recurring, occasional and one-time bills
  • Send and receive secure electronic messages concerning your accounts
  • Download account information directly into Quicken and Microsoft Money
  • Access convenient user services.

Loan Services

Here at Henry State Bank we offer a wide variety of Loan Products to serve all of our customers' lending needs. Please contact one of our Loan Officers today to inquire about any one of our many Loan Products and their current rates.

Learn more about applying for a loan with our helpful video.

Personal Loans

  • New Vehicle Loans
  • Used Vehicle Loans
  • Unsecured Loans

Agricultural Loans

  • Ag Operating Lines of Credit
  • Equipment Loans
  • Farm Land Loans

Real-Estate Loans

Commercial Loans

  • Business Operating Lines
  • Equipment Loans
  • Commercial Real Estate
  • Rental or Investment Property

Our knowledgable Loan Officers are happy to assist you with any questions about any of our Loan Products. Contact us today to discuss your options. All loans are subject to credit approval. Working together, we can make great things happen.

Our Lenders:

  • Seth A. Chambers - NMLS ID: 431489
  • Brandon L. Endress - NMLS ID: 615962
  • Mary P. Smid - NMLS ID: 431491
  • Ernest J. Waldschmidt - NMLS ID: 431492
  • Joseph L. West - NMLS ID: 882784
  • Henry State Bank - NMLS ID: 419920

NMLS Consumer Access

www.nmlsconsumeraccess.org