Services
ATM CARDS
Having a Henry State Bank ATM card is like having your own personal teller -
It's there when you need it to complete a variety of transactions, without having to come directly to the bank. You can withdraw, deposit, or transfer funds any time of the day anywhere one of our machines is located.
Fast and Easy
There's no need to drive across town to get cash, deposit your paycheck, or transfer funds from one acount to another. Vist one of our ATMs on your way to work or to shop. You can take care of your financial business without taking a lot of time.
Worry Free When You're Out of Town
No need to worry about running out of money when you're out of town. Your HSB ATM card can be used at many ATMs around the country with the STAR or Cirrus Network.
Safeguarded If Lost Or Stolen
When you receive your ATM card, you will also be assigned a personal identification number (PIN). This PIN is added security against someone making transactions without your consent.
Apply For Yours Today
Start enjoying the convenience of your own ATM card today. To apply, just fill out an application at the bank.
MasterCard Debit Cards
The Henry State Bank Debit card has all of the same conveniences as our ATM card with the added benefit of purchasing capabilities.
Buying Power
Your Henry State Bank Debit Card can be used for purchases anywhere in the Country that accepts MasterCard.
Apply For Yours Today
Start enjoying the convenience of your own Debit card today. to apply, just fill out an application at the bank.
Merchant Services
Merchant Services allows a business to have credit card and debit card transactions processed for payment. Please contact Henry State Bank for more information.
Certificates Of Deposit
We have many CD options to fit your needs and financial goals.
- Click here to download our current rate sheet.
- Contact Henry State Bank for more information on rates and terms.
Individual Retirement Account (IRA)
We believe that saving for your future is important and an IRA can help you do just that.
- Contact Henry State Bank for more information on product options as well as rates and terms.
Checking Accounts
Henry State Bank offers a variety of checking account products to meet your financial needs.
Personal Checking
- No monthly service charge.
- Monthly statements with check images.
NOW Accounts
- Requires a minimum deposit of $1,000 and must maintain $1,000 to obtain stated APY.
- No monthly service charge if you maintain an average daily balance of $1,000.
- Monthly statements with check images.
Money Market Account
- This account is designed for those wanting a higher interest rate with less monthly activity.
- Requires a minimum deposit of $1,000 and must maintain $1,000 to obtain stated APY.
- The interest rate is variable and is subject to change at our discretion.
Business Checking
- No monthly service charge if you maintain an average daily balance of $500.
- Monthly statements with check images.
Savings Accounts
Our regular savings account is available to individuals as an investment vehicle.
- Requires a minimum deposit of $100.
- The interest rate is variable and is subject to change at our discretion.
Safe Deposit Boxes
A Safe Deposit Box with Henry State Bank is a great way to store important documents.
- Available in a variety of sizes to fit your needs.
Online Banking, Bill Pay And Mobile Banking
Looking for a convenient alternative to complete your banking needs? We offer convenience for you with our olinline services.
- View latest account activity
- Transfer funds between accounts
- Pay recurring, occasional and one-time bills
- Send and receive secure electronic messages concerning your accounts
- Download account information directly into Quicken and Microsoft Money
- Access convenient user services.
Loan Services
Here at Henry State Bank we offer a wide variety of Loan Products to serve all of our customers' lending needs. Please contact one of our Loan Officers today to inquire about any one of our many Loan Products and their current rates.
Personal Loans
- New Vehicle Loans
- Used Vehicle Loans
- Unsecured Loans
Agricultural Loans
- Ag Operating Lines of Credit
- Equipment Loans
- Farm Land Loans
Real-Estate Loans
- Real Estate Purchase
- Real Estate Refinance
- Home Improvement Loans
- Construction Loans
Commercial Loans
- Business Operating Lines
- Equipment Loans
- Commercial Real Estate
- Rental or Investment Property
Our knowledgable Loan Officers are happy to assist you with any questions about any of our Loan Products. Contact us today to discuss your options. All loans are subject to credit approval. Working together, we can make great things happen.
Our Lenders:
- Seth Chambers - NMLS #431489
- Brandon Endress - NMLS #615962
- Tom Rice
- Mary Smid - NMLS #431491
- Ernie Waldschmidt - NMLS #431492
- Joe West - NMLS #882784
- Henry State Bank - NMLS #419920



